DSCR calculator enables you to calculate your company's debt service coverage ratio (DSCR) with ease. Simply complete the fields in the form below and click "Calculate" button.

Calculating the DSCR
To calculate the DSCR, yearly net operating income (NOI) is divided by the yearly debt service of a property. The yearly debt service is equal to the total funds paid towards principal and interest repayments on all a property's loans over the course of a year. So, the calculation used to determine the DSCR can be expressed as follows:

Net Operating Income / Yearly Debt Service = DSCR

Net Operating Income (NOI):

  AGross Operating Income (Per Year):
  Operating Expenses (Per Year):

Debt Service:

  Loan Amount:
  Loan Term (years):
  Interest Rate (%):

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